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2020 Small Business Coverage

As you make resolutions to improve your operations going forward, don’t forget to take the time and reflect on the last year. What you did right, what you did wrong. Usually, you’ll find you’re doing pretty well. Sure, you find mistakes, but treat those as opportunities to learn from and as a roadmap on how to improve for the future. Resolve to take that first step. Often, the first step towards making resolutions to improve safety at your workplace is the hardest one to take.

When it comes to workplace safety, discovering what is right for your organization is not always easy, but it is well worth the effort. “There is a no more important cause, and no higher calling, than looking beyond yourself to the larger world in which your business and employees operate to make it a safer, more secure environment.

General Liability Insurance helps cover the costs of liability claims made against your business for third party personal injury, third party property damage and advertising injury. ... General Liability typically covers: Costs related to property damage claims made against your business.

Worksplace Safe

California has a no-fault workers compensation system, ideally benefiting both employees and employers. Workers cannot sue their employers in court, and in return, employees don’t have to prove that their employer was at fault for the injury–just that the injury was work-related. The California workers'compensation system, paid for by employers, provides several benefits to injured workers.

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